Some of the scams that can catch people out include phone calls, emails or texts, which say:
- You are due a refund for income tax, road tax, or below-standard utility services, so please provide your bank account details so the refund can be paid.
- You owe money, which if not paid immediately, will result in your telephone or energy supply being cut off.
- I am from your Bank and you have been a victim of fraud. As a security check, I need to ask for some account/credit card details, password or PIN.
- You have a virus on your computer but if you give me access to your computer, I can fix it or if you make a payment, I can install software to remove it.
- You have won a guaranteed prize, you just have to pay a processing or administration fee or order a product to get your prize. You must respond quickly.
- You are entitled to PPI compensation but first you have to pay a fee, payable in i Tune vouchers or agree to a percentage of the proceeds.
- This is the Telephone Preference Service and if you are being bothered with nuisance phone calls, I can send you a small device to attach to your phone. Payment must be by credit card.
These are but a sample of the ways in which fraudsters, pretending to be someone else, attempt to get access to your money and they can be so convincing! No reputable organisation will phone, text or send an email, which asks for account details, password or PIN. Never give out your bank/ credit card details to anyone who calls unexpectedly.
Fraudsters can spoof an email address to make it look like one used by someone you know and trust. You can check the sender’s email by placing the cursor over their address.
Don’t click on links or open attachments received from unsolicited emails. Play safe and delete them.
With the advent of Spring, please be on your guard against cold callers who offer to undertake garden or household maintenance tasks. These can often turn out to be overly expensive and of poor quality. If work is required, the best way forward is to get quotes from local trades people who are recommended by someone you know and trust.
For more information about Neighbourhood Watch, please contact our local Secretary, Cathy Marshall on 01796 470575 or email email@example.com.